Essay on Say YES To The Affordable Care Act - 1074 Words

Even with employer coverage and the expansion of Medicaid, many Americans would still not be covered if the ACA had not offered a new way to buy insurance individually. This new way is called a health insurance marketplace where private insurers compete for individuals business. This allows people to decide how much coverage they want as well as how much they want to pay for it. For example, choices range from cheaper, high deductible coverage, to more expensive coverage. Still, all plans cover a set of services, such as hospital visits, maternity care, prescription drugs, and mental healthcare. As with Medicaid, not all states participate in insurance marketplaces, however the government provides their own in each state anyways. One†¦show more content†¦Overall, with the advent of the ACA, many more people have insurance coverage however the money to pay for all of it comes from taxes. The health industry is taxed more as well as the upper classes whose taxes almost directly fund Medicare. Also hospitals and insurance companies participating in Medicare are paid much less. The ACA has allowed millions of uninsured Americans access to health insurance through the marketplace, which has helped insure coverage through new tax credits for lower income families and small businesses. The money for the new tax credits however has come primarily from high-earners like many in the upper classes. The most vocal anti-Affordable Care Act groups are those associated with big businesses as well as the top two and three percent of Americans as they are the ones who get hit the ha rdest by tax reforms. In states that participate in marketplaces, Americans have access to the insurance marketplaces via the state instead of the government, however they are subject to a fee if they do not obtain health coverage. Twenty one states have decided not to participate in state run exchanges, leaving the federal government to run them instead which seems like it would lessen the financial burden on the state but in reality, it forces the federal taxpayers to take care of anti-Affordable Care Act states instead of states providing theirShow MoreRelatedObamacare : The Affordable Health Care Act1610 Words   |  7 Pagesmade have been monumental in the health care world. These changes have been positive as well as negative. This new government policy has come about through the Affordable Care Act, more commonly known as Obamacare. This new program has been so purely monumental, because government until then had not been directly involved with health care as much as they a re. Benefits include lower costs, and thousands of uninsured individuals and families with health care. 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